Dear readers! We present to your attention the third issue of the LOGISTICS journal. First of all, we would like to draw readers' attention to our new partner R1 Development, a development company that creates a new generation environment and specializes in the construction of industrial, logistics, commercial and residential real estate. One of the projects of R1 Development is the Druzhba industrial park network.
Dear readers! We present to your attention the third issue of the LOGISTICS journal for 2025. Our editorial staff, like all our colleagues, is preparing for the TransRussia 2025 exhibition, the largest event in the industry. In this issue, we have prepared an interview with Natalia Lomunova, Director of TransRussia, with whom we are talking about a flexible approach, new participants and digital services. We continue the series of articles from P.V.
Dear readers! We present to your attention the first issue of the LOGISTICS journal in 2025. First of all, we would like to draw readers' attention to our new partner R1 Development, a development company that creates a new generation environment and specializes in the construction of industrial, logistics, commercial and residential real estate. One of the projects of R1 Development is the Druzhba industrial park network.
Liberty Insurance summed up the financial results for the 9 months ended September 30, 2018. The company wrote 3.4 billion rubles of premium, an increase of 16.9% over the same period in 2017. Under the insurance contracts 1.7 billion rubles have been paid. Loss ratio of all lines of business amounted to 52.1%. Profit before tax amounted to 137.5 million rubles.
The largest premium volume was provided by sales of MOD (1 238 million rubles), CMTPL (566 million rubles), voluntary medical insurance (459 million rubles) and mortgage insurance (317 million rubles). The highest dynamics of premium growth was achieved in VMI (+64.3%), accident (+42.9%) and mortgage insurance (+30.2%).
Sergei Kovaltchuk, CEO, Liberty Insurance, said: «The company has been demonstrating the growth that exceeds the benchmarks of non-life insurance market. We intend to develop all our lines of business focusing on profit and timely reacting on the market changes. At the same time the crucial thing for us is providing the best service to our customers at all stages of their interaction with the company – from purchase to claim settlement. We develop and implement various services, including online tools that help to increase comfortable interaction with the company for our clients».
In February 2018 RAEX (Expert RA) rating agency confirmed the rating of Liberty Insurance at «ruAA+» (a high level of creditworthiness, financial reliability and strength) with stable outlook. In September 2018 Liberty Insurance completed the process of the share capital increase up to 600.040 million rubles. Thus the company already meets law requirements for share capital amount that will enter into force in 2020-2022.
Liberty Insurance actively develops its sales channels that support the financial results. In the reported period the growth of broker channel was 57.5%, dealers 37%, bankassurance 29.8%. In June 2018 in order to widen the agent channel the project of development partners’ chain was launched in Moscow branch. The ongoing process on new agents’ engaging, their education and adaptation helped Liberty Insurance to widen its client portfolio and increase the volume of premium.
In July 2018 in order to increase customers’ loyalty Liberty Insurance launched the program jointly with Aeroflot Bonus. The clients have an opportunity to get miles for travel and motor insurance purchased at Liberty Insurance. Also the company has a partnership with S7 Priority loyalty program and Svyaznoy-Club bonus program.